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Loan Product Highlights
FHA
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3.5% Down Payment
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Lower rates
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Higher DTI limits
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6% Concession Limit
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Must be primary residence for at least one year
Conventional
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Down Payment as low as 3%
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3% Concession Limit
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PMI removed once 20% equity is reached
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Primary, Secondary, and investment property options
VA
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No Down Payment required
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Great rates
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No PMI
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Jumbo loans up to $4M
$0 Down
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No Down Payment, with only a 580 credit score required
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Completely forgivable after six months
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FHA Product
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